TRILAY ERP+ centralizes the configuration, assessment, approval, disbursement, invoicing and collection of credit for mutual societies, cooperatives and pension funds. Manage financial products, amortization plans, installments, guarantees, arrears and refinancing while keeping each person's current account integrated.
When applications, documentation, assessments, installments and collections are managed in separate systems, it becomes hard to control the status of each credit and know the real situation of the portfolio.
From the financial product to the closing of the credit, according to how each organization is configured.
Each stage stays connected to the previous one and to the person's current account, according to how each organization is configured.
Financial product configuration and application recording.
Plan simulation and control of the documentation checklist.
Review with reviewers and risk analysis using configured rules.
Approval or rejection with notes and traceability.
Disbursement linked to treasury, with date and amount.
Plan generation, installments and invoicing in the current account.
Integrated collections, with arrears and interest follow-up.
Restructuring, early cancellation and credit closing.
The installment plan is generated based on the amortization system defined for each product.
Installments with a variable mix of principal and interest.
Constant principal amortization in each installment.
A structure defined according to the product and the implementation.
The individual current account concentrates the full credit history and allows more than one active credit per person, keeping each contract, plan, subaccount and status separate.
Full detail of the credit and its due dates.
Real situation updated with each movement.
Traceable restructurings and closings.
Each contract and subaccount managed separately.
Collections connect with accounts receivable, treasury, receipts and the current account. It can incorporate electronic payment platforms and collection entities, depending on the implementation.
Electronic payment platforms and collection entities, depending on the implementation.
Installments, due dates and identification for collection through collection entities.
Payment recording linked to treasury and the current account.
Administrative control and consolidated information across the portfolio, according to how each organization is configured.
From application to cancellation in one workflow.
Each financial product for its need.
Organized documentation and configured rules.
Due dates, balances and arrears always up to date.
Restructurings with full history.
Electronic payments and collection entities, depending on the implementation.
Request a demo and we will show you how TRILAY ERP+ integrates applications, assessment, installments, collections and current account on a single platform.